Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Intuitive app and great saving rates.

Simple to use intuitive app providing all the facilities you need linked to all Zopa accounts. Great rates on savings and ISA's. No problems adding and withdrawing funds. Reviewed on: 9th January 2024

Easy to navigate, pleasure to use.

Easy to navigate, pleasure to use. Reviewed on: 9th January 2024

Since opening my account the interest rates have gon...

Since opening my account the interest rates have gone up several times. Very easy and straightforward app to use. Always kept updated on any changes that take place. Reviewed on: 9th January 2024

Simple to use the App and see the interest each month.

Simple to use the App and see the interest each month. Easy to transfer money in and out Reviewed on: 9th January 2024

Easy and great rates

So easy to open and maintain account. Great rates Reviewed on: 9th January 2024

Very good savings instrument, convenient, clear and...

Very good savings instrument, convenient, clear and easy to use, and good rates. Reviewed on: 9th January 2024

It's been so easy to save right from the start.

It's been so easy to save right from the start. Reviewed on: 9th January 2024

Money Pots

I like the ‘money pots’ having the ability to set up and lock out multiple savings accounts helps to store away and not be able to touch the money without giving notice. Reviewed on: 9th January 2024

Great savings account.

Great savings account with competitive rates. Very easy to set up and manage. Reviewed on: 9th January 2024

Nice app for a lot of products and it meets all a cu...

Nice app for a lot of products and it meets all a customer wants Reviewed on: 9th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access pot
from Beach 0.00 from 0 reviews
Easy Saver
from TSB 3.46 from 24 reviews
Easy access and notice accounts
from Nottingham Building Society 4.64 from 31 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub