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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Ive been looking for a good online savings platform...

Ive been looking for a good online savings platform for a while, my high street bank has been very slow to increase interest rate as the base rate has changed. Zopa have been brilliant, easy to use, good rates and brilliant communication. Reviewed on: 8th January 2024

One of the best accounts out there

Easy to open and manage an account, convenient boosted pots and one of the best Cash ISA rates at the moment. Lately they've fallen behind on instant access interest rates, but still pretty competitive. Reviewed on: 8th January 2024

They make it so easy and at great rates

They make it so easy and at great rates Reviewed on: 8th January 2024

Good app & good interest rates

Really easy to use app, Zopa are very proactive with interest rates. I only deal with Zopa on the app - no hassle, no fuss, no snags, no regrets Reviewed on: 8th January 2024

Excellent product and simple to set up

Account was set up so easily and the interest rate is great. So easy to maintain Reviewed on: 8th January 2024

All round fab

Good interest rates. Good service. Reviewed on: 8th January 2024

Easily the best banking experience I’ve had in my life.

Easily the best banking experience I’ve had in my life. A great product with great rewards for its customers and early adopters Reviewed on: 8th January 2024

Good service providers and quality experienced.

Good service providers and quality experienced. Thanks Reviewed on: 8th January 2024

Very easily to set up and use and can keep track of...

Very easily to set up and use and can keep track of savings and targets easily. Reviewed on: 8th January 2024

Good performance

Easy to access and navigate. Terms and conditions easy to understand. No fuss Reviewed on: 8th January 2024

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