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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Nice innovative new products but I wish they would c...

Nice innovative new products but I wish they would compete on market rate Reviewed on: 8th January 2024

Excellent service from zopa, always going above and...

Excellent service from zopa, always going above and beyond Reviewed on: 8th January 2024

Excellent app, great rates also!

Excellent app, great rates also!! Reviewed on: 8th January 2024

Excellent

Really easy to use app. Can quickly create custom pots and transfer in the money, the ability to lock the money for multiple periods at higher rates is a great feature. Reviewed on: 8th January 2024

Easy saver

Easy to use and always kept updated Reviewed on: 8th January 2024

Easy to use smart saver account with lots of extras...

Easy to use smart saver account with lots of extras to help you boost your savings. Reviewed on: 8th January 2024

Smartest Saver

Great mobile app, simple and easy to use and very quick transactions. Reviewed on: 8th January 2024

Really easy to use and great products available for...

Really easy to use and great products available for all your needs Reviewed on: 8th January 2024

Easy to setup, deposit and withdraw funds

Easy to setup, deposit and withdraw funds with competitive interest rates. Reviewed on: 8th January 2024

The interest rates on offer are always competitive.

The interest rates on offer are always competitive. Increases in the base rates are passed on promptly. I am kept informed of any changes. I am never hassled with any hard selling technique. i feel that my investments are in safe hands Reviewed on: 8th January 2024

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