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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8051)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Savings rate always very good,had a loan with them i...

Savings rate always very good,had a loan with them in the past and that was a good rate also, Reviewed on: 8th January 2024

I get the best rates of interest paid monthly

I get the best rates of interest paid monthly in pots of money I can chose,according to the amount of notice I need to give. Transfer of money to the smart account and around the pots in very easy . Reviewed on: 8th January 2024

Zopa is a brilliant App.

Zopa is a brilliant App. I love the fact that it is user friendly, helps you to keep track of finances by using pots ie holidays, charities, weddings etc. In addition, their are different levels of interest 7 days, 30 days and 90 says which are very competitive When you give notice the interest is applied. Money is transferred easily to current account which is also (if you want) linked to your main account and takes no time to reach your current account. I would definitely recommend to anyone who is a saver like myself and loves your finances to be organised Zopa is the online App for me. Reviewed on: 8th January 2024

Great for easy access.

Great for easy access. Very fast money transfers. Reviewed on: 8th January 2024

The interest rates are always very good as the app i...

The interest rates are always very good as the app is very easy to use. Reviewed on: 8th January 2024

Great product great rates would recommend app very e...

Great product great rates would recommend app very easy to navigate Reviewed on: 8th January 2024

Saving for my first house made easy!

The app is well made and easy to navigating, saving for my first house and been easy and reliable plus the bonus interest I’ve made from my savings has really motivated me to save more! Reviewed on: 8th January 2024

Brilliant account so easy and flexible with good rates

Brilliant account so easy and flexible with good rates Reviewed on: 8th January 2024

good rates and easy to use

The smart saver is really easy to use and has all the options in one place. You can easily divide your money into different pots, balancing ease of access against interest rates. Interest is added monthly (which is great to see) and it's quick and easy to make a withdrawal. Interest rates are favourable as well. Overall a very positive choice. Reviewed on: 8th January 2024

Excellent

Goii I d rates if interest and love the booster pots Reviewed on: 8th January 2024

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