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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Good savings rates.

Good savings rates. Easy to use mobile app Reviewed on: 8th January 2024

Simply The Best!

Simply The Best!! Everything just works. Reviewed on: 8th January 2024

So easy to use and quick to transfer money both in a...

So easy to use and quick to transfer money both in and out. Reviewed on: 8th January 2024

Easy savings

Easy pay in and unlimited withdrawals. Good interest rates. Reviewed on: 8th January 2024

A good account with good interest rates

A good account with good interest rates Reviewed on: 8th January 2024

I have spread my money in various places to maximise...

I have spread my money in various places to maximise returns while the money remains guaranteed. Zopa pay interest monthly and this is a benefit if I were to need a monthly addition to my pension. Reviewed on: 8th January 2024

Effortless to use.

Effortless to use.. easy to navigate… perfect savings platform. Reviewed on: 8th January 2024

Great product.

Great product. App is easy to use and has everything in one place Reviewed on: 8th January 2024

Highly recommended

Everything is simple and fast. The app is also incredibly user friendly. Reviewed on: 8th January 2024

Very easy to use attractive website good rates of in...

Very easy to use attractive website good rates of interest Reviewed on: 8th January 2024

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