Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great savings app easy to set up and pay in monthly,...

Great savings app easy to set up and pay in monthly, easy to withdraw Reviewed on: 8th January 2024

Easy to set up savings account and simple to access...

Easy to set up savings account and simple to access and adding funds works really well Reviewed on: 8th January 2024

Easy to use.

Easy to use. Great interest rate Reviewed on: 8th January 2024

I recommend to everyone !

Amazing! I love the high interest rates. I recommend ZOPA to everyone - my sister in law signed up today because of me saying about them! The app is really handy and your money is super safe. I wouldn't bank anywhere elsem Reviewed on: 8th January 2024

Really easy to use, and great products.

Really easy to use, and great products. Reviewed on: 8th January 2024

Great experience no complaints easy to use app and t...

Great experience no complaints easy to use app and transfer money Reviewed on: 8th January 2024

Website easy to understand.

Website easy to understand. Fun to use Reviewed on: 8th January 2024

Zopa does exactly what it says on the tin.

Zopa does exactly what it says on the tin. The website is clear to navigate, and choices are clearly explained. Simples. It's simple, that's why it works. the tone of the written content is slightly different to other institutions I have dealt with; it's clear without being patronising. It steers clear of ambiguity by being precise and accurate. Not rocket science but most can't do it. It is kind of humble and modest, rather like the little characters on the logo - that's clever. Reviewed on: 8th January 2024

Excellent service, can't fault this comoany.

Excellent service, can't fault this comoany. Reviewed on: 8th January 2024

Excellent app, great saving rates, happy with what Z...

Excellent app, great saving rates, happy with what Zopa can offer. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Chelsea Building Society 0.00 from 0 reviews
Regular Saver
from HSBC 3.49 from 27 reviews
Loyalty Saver
from Nationwide 4.32 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub