Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa is a brilliant App.

Zopa is a brilliant App. I love the fact that it is user friendly, helps you to keep track of finances by using pots ie holidays, charities, weddings etc. In addition, their are different levels of interest 7 days, 30 days and 90 says which are very competitive When you give notice the interest is applied. Money is transferred easily to current account which is also (if you want) linked to your main account and takes no time to reach your current account. I would definitely recommend to anyone who is a saver like myself and loves your finances to be organised Zopa is the online App for me. Reviewed on: 8th January 2024

Great for easy access.

Great for easy access. Very fast money transfers. Reviewed on: 8th January 2024

The interest rates are always very good as the app i...

The interest rates are always very good as the app is very easy to use. Reviewed on: 8th January 2024

Great product great rates would recommend app very e...

Great product great rates would recommend app very easy to navigate Reviewed on: 8th January 2024

Saving for my first house made easy!

The app is well made and easy to navigating, saving for my first house and been easy and reliable plus the bonus interest I’ve made from my savings has really motivated me to save more! Reviewed on: 8th January 2024

Brilliant account so easy and flexible with good rates

Brilliant account so easy and flexible with good rates Reviewed on: 8th January 2024

good rates and easy to use

The smart saver is really easy to use and has all the options in one place. You can easily divide your money into different pots, balancing ease of access against interest rates. Interest is added monthly (which is great to see) and it's quick and easy to make a withdrawal. Interest rates are favourable as well. Overall a very positive choice. Reviewed on: 8th January 2024

Excellent

Goii I d rates if interest and love the booster pots Reviewed on: 8th January 2024

No fuss way to control and save monies.

No fuss way to control and save monies. Reviewed on: 8th January 2024

Smart saver

Easy to set up and use. Good rates. Convenient Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Tipton & Coseley Building Society 4.21 from 4 reviews
Savings accounts
from Moneybox app 4.77 from 1224 reviews
Premium Return
from Progressive Building Society 0.00 from 0 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub