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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy, transparent, and clear .

Easy, transparent, and clear ... staff are helpful and website is so easy to use and keeps you up to date. Excellent rates. Reviewed on: 8th January 2024

Excellent saving rates of interest & a easy to use m...

Excellent saving rates of interest & a easy to use mobile app. Reviewed on: 8th January 2024

It was very easy to set up my account and whenever I...

It was very easy to set up my account and whenever I have any spare money I can just login and boost my savings. Without the ease of set up I most probably wouldn’t have a savings account and I’d squander my money. Top marks Reviewed on: 8th January 2024

Zopa savings account

Zopa offer one of the best interest rates and make it so easy to apply and administer. Reviewed on: 8th January 2024

Nice saving rates

Nice saving rates , good choice ......... Reviewed on: 8th January 2024

Great app

Really enjoy the app and usability Reviewed on: 8th January 2024

Easy to use and very flexible, useful all the diffe...

Easy to use and very flexible, useful all the different pots Reviewed on: 8th January 2024

Really happy with Zopa.

Really happy with Zopa. I’ve never had to use customer services because I’ve never had any issues with the app, it’s really well thought out and user friendly. Reviewed on: 8th January 2024

Very easy to use and transfer money in and out.

Very easy to use and transfer money in and out. Good interest rate Reviewed on: 8th January 2024

Best savings account.

Best savings account. Easy to use and some of the best rates on the market, especially for Boost pots. Reviewed on: 8th January 2024

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