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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

So simple to use and brilliant for transferring mone...

So simple to use and brilliant for transferring money between accounts with other banks Reviewed on: 7th March 2026

The best banking app yet!

Easy setup, great interest rates on savings so I've referred all my family already! Better than all my other accounts (I have far too many!) And super easy to navigate in the app. Reviewed on: 7th March 2026

Amazing interest rate.

Amazing interest rate. Easy to transfer money in and out of account and very informative. Reviewed on: 7th March 2026

Very easy to open and good rates with the bonus inte...

Very easy to open and good rates with the bonus interest. Reviewed on: 7th March 2026

Zopa quality

Really good to deal with. Simple and real clarity when dealing with them Reviewed on: 7th March 2026

Good rates of interest on savings and loans

Good rates of interest on savings and loans Reviewed on: 7th March 2026

Great online bank

Any questions I've had have been answered efficiently & promptly. Reviewed on: 7th March 2026

Great Product

The user interface is simple and easy to use. There is a good range of products available. Reviewed on: 7th March 2026

Great rewards and interest rates and an extremely ea...

Great rewards and interest rates and an extremely easy to use App Reviewed on: 7th March 2026

I always find Zopa very easy to deal with

I always find Zopa very easy to deal with Reviewed on: 7th March 2026

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