Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Fantastic interest rates for ordinary accounts

Fantastic interest rates for ordinary accounts Reviewed on: 8th January 2024

Easy access organised saving

Access this a couple of times a week. So easy to set up separate pots for different uses. Reviewed on: 8th January 2024

Very Easy to Do Business With

Very easy to set-up a Savings Account and a very easy to use App. Reviewed on: 8th January 2024

Saving made easy.

Easy to set up and move money around to suit. Upped interest rates often which was nice to see. Reviewed on: 8th January 2024

Zopa Interest Rewards Are Amazing

I am completely satisfied with my experience os using Zopa. Firstly, it was easy and simple to set up an account and very easy to transfer money in and out to help with my money management. Reviewed on: 8th January 2024

Zopa Smart Saver

Very easy to set up and manage via the app. Good rates! Reviewed on: 8th January 2024

Great provider.

Great provider. Easy to use and understand. They keep you informed They keep up with interested rates and charge them when applicable Reviewed on: 8th January 2024

Wouldn't be without it

The mobile app is so easy to use, it is accessible at all times and even easier to move money between pots. Reviewed on: 8th January 2024

Started saver account and I'm impressed by the inter...

Started saver account and I'm impressed by the interest every month Reviewed on: 8th January 2024

Great Account

Account so easy to manage online and great interest rate Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Children's savings accounts
from Chorley Building Society 4.24 from 6 reviews
Notice Deposit
from iFAST Global Bank 4.35 from 13 reviews
Flexclusive
from Nationwide 4.58 from 36 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub