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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Simple and easy & a good interest rate.

Simple and easy & a good interest rate. Reviewed on: 7th March 2026

Best rates on market, hassle free service

Best rates on market, hassle free service Reviewed on: 7th March 2026

Zopa is easy to sign up to and has great account opt...

Zopa is easy to sign up to and has great account options. They also have an easy interface to use as it is very simple. The interest rates are sublime compared to other banks I know of. I would highly recommend this bank to anyone Reviewed on: 7th March 2026

App easy to use and very managable.

App easy to use and very managable. Reviewed on: 7th March 2026

Very easy account opening and very easy app.

Very easy account opening and very easy app. Competitive savings interest rates Reviewed on: 7th March 2026

Great savings interest rate - good app too - I’ve al...

Great savings interest rate - good app too - I’ve always had a good experience Reviewed on: 7th March 2026

convenient and easy

Always convenient and easy to deal with Reviewed on: 7th March 2026

Good website, easy to navigate.

Good website, easy to navigate. Great interest rate and it is easy access. Reviewed on: 7th March 2026

Good interest rates and easy to use

Good interest rates and easy to use Reviewed on: 7th March 2026

good rates easy app to use

Easy app to use good savings rates Reviewed on: 7th March 2026

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