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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa is the best way to start saving

I read about Zopa and its good savings and interest rates and open my account straight away. It is so easy to set up and integrate with your banking account. I am so pleased with Zopa. Reviewed on: 11th April 2023

Easy to use

Simple, smart and elegant. Great AER on my boosted accounts and would definitely recommend Reviewed on: 11th April 2023

Making saving easy

Easy to use app, and to manage your online savings with additional boosted pots and accounts Reviewed on: 11th April 2023

Hassle Free. Great value

Competitive rates using a simply to use app. A great experience Reviewed on: 11th April 2023

The best savings account I have ever used!

Excellent savings rates, lots of flexibility re managing savings pots and an extremely well-designed and easy to use app. Love it!! Reviewed on: 11th April 2023

Excellent hassle free innovative savings

Brilliantly considered and innovative savings built around different short term and flexible options. Using the hassle free and friendly app, you can move your money to best match your plans and changing life circumstances. Zopa's providing me with opportunities to achieve some long wished for life goals. Thanks loads to the team at Zopa. Reviewed on: 10th April 2023

Great service, easy to set up

I have been using their app for a few months and convinced my wife to use it as well. It's easy to use, and had no issues at all so far. Reviewed on: 10th April 2023

Brilliant savings interest & excellent customer service!

Zopa is hassle free - I will continue to recommend to family and friends. Reviewed on: 10th April 2023

Top notch savings pots

Excellent interest rates and easy to set up savings pots - would highly recommend Reviewed on: 10th April 2023

competitive interest rates

regularly reviewed and updated interest rates Reviewed on: 10th April 2023

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