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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Amazing app

Super easy to use, great features, improving my saving behaviour loads Reviewed on: 6th April 2023

Awesome

So easy, so effective. Easily the best of the best in this area, 10/10!! Reviewed on: 6th April 2023

One of the stand out savings accounts

Easy to set up account. Quick to update interest rate. Simple to use app. Reviewed on: 6th April 2023

Fabulous

Very east to set up. Excellent communications Reviewed on: 6th April 2023

Good

Good bank to work with, easy app Reviewed on: 6th April 2023

Zopatansitc

Flexible and intuitive online savings ac Reviewed on: 6th April 2023

So easy

I just loved how simple it was to start saving in to my zopa account! A few clicks and I was all set up. Recommended. Reviewed on: 6th April 2023

Smart Savings

Quick & easy to set up and manage. Reviewed on: 6th April 2023

Simple way to save and get great Rates

Easy to join, great rates and easy site/App to use. Couldn't be happier. Reviewed on: 6th April 2023

Great interest rates and flexible savings

The interest rates on savings are great and customers can have booster pots to earn even more interest. It's easy to operate and all done online. Reviewed on: 6th April 2023

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