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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

great rates

consistent high rates above the high street banks Reviewed on: 5th April 2023

Great App Great company

Great communications and app works very well. Reviewed on: 5th April 2023

Saving success

Zopa has been a great saving app for me. Easy to move money in and out and into extra saving pots. Impressed with the speed they increased interest rates recently with the changes in bank rate. Highly recommend as a simple saving app with good interest rates! Reviewed on: 5th April 2023

Zopa is a great way to save

Zopa has a great easy to use app, super savings rates and they don't bombard you with emails. Reviewed on: 5th April 2023

Great interest rates, easy interface

It gives you the possibility to save, while accessing your money instantly with higher rates that most banks. Reviewed on: 5th April 2023

Highly Recommend

Great service and offering. I’ve recommended Zopa to a lot of people, who have all been very impressed! Reviewed on: 5th April 2023

No hassles

Simple and easy to get and very professional Reviewed on: 5th April 2023

Very smart saver

It’s so easy to save with this app, have different pots and great interest rates. Super user friendly too. Love it Reviewed on: 5th April 2023

Excellent

Superb service Excellent information and excellent customer support Reviewed on: 5th April 2023

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