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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy Savings!

Saving with Zopa has been easy, fun and flexible! I love that I can lock money away for different lengths of time to receive higher interest rates, and also keep some available for instant access. The app is very easy to use. Happy customer! Reviewed on: 5th April 2023

Best Saver

I easily opened a saving account with Zopa . Rates are great. You can boost your rate by saving more or long term. The App is excellent. Easy to move money around. A fantastic modern company putting customers first. Reviewed on: 5th April 2023

Perfect Customer Driven Saver

Great offers available for different savers and brilliant information provided to make saving a breeze! Reviewed on: 5th April 2023

Easy all round!!

This is so easy to set up. The app is great - again very easy to use!! You can have as many pots as you like. And watch your balance grow monthly!! I love it!!!! Reviewed on: 5th April 2023

All my money in one place

Zopa is easy to use and has good interest rates. Reviewed on: 5th April 2023

Hassle free set up

Happy to say that using Zopa has been hassle free and easy. Reviewed on: 5th April 2023

Great service

Very easy to open the account and use. Reviewed on: 5th April 2023

So easy

Zopa is an amazing way to save. It's so easy to transfer money in and out of the account, and you can see exactly what's in your savings at a click! Reviewed on: 5th April 2023

Great bank

I have a credit card and also a smart saver account,and both are run efficient,never a problem with them, highly recommended. . Reviewed on: 5th April 2023

Great value savings poroduct

Zopa is an app based savings account that is consistently a the very top end of the highest interest rate payers. Zopa offers a range of options from instant access across 7, 31 and 95 day notice options each with a market leading interest rate. The app is simple to use and provides a great option for those looking for a straight forward route to ensuring their cash is working as hard as possible for them Reviewed on: 5th April 2023

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