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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Great for savers!

Consistently and frequently update their savings rates alongside any changes to the base rate. Their dynamic and rapid responses to any changes help you, as a saver, feel valued and not as completely ripped off by the current changes and rate rises as some larger banks and lenders make you feel. Reviewed on: 5th April 2023

Smart saver

Zopa helps you all the way to save easily and progressively and it pays to watch that cash pot grow even in tiny steps Reviewed on: 5th April 2023

.smart saver

Great bank for savings and smartsaver product is so flexible and very easy to use mobile app Reviewed on: 5th April 2023

Sooooo easy!

User friendly banking app with great rates! Reviewed on: 4th April 2023

Easy savings

My Zopa savings account is so easy to use and all my family have got a Zopa account so l would highly recommend anyone to open a Zopa account..... Reviewed on: 4th April 2023

Efficient app to open high rate account

App was excellent, so easy to open the account and deposit funds. Great flexibility in notice accounts and competitive interest rates. Reviewed on: 4th April 2023

Simple to use and good interest rates

The app makes transferring funds into my saver account simple to do. Better still, I can set up pots for various saving needs. Great stuff Reviewed on: 4th April 2023

Great and easy access

Good instant access bank account with good rates. Easy to access and almost immediate bank transfers. Pilsner bank elsewhere! Reviewed on: 4th April 2023

Perfecto

Simple and easy to use amazing rates good customer service just perfecto... Reviewed on: 4th April 2023

Easy and accessible

Didn’t take long at all to setup and very easy to manage savings into different pots Reviewed on: 4th April 2023

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