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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart indeed

The Smart Saver is easy to set up, convenient and flexible to operate , and excellent value. Reviewed on: 3rd April 2023

Top savings

Really pleased with Zopa, got the tip from Martin Lewis money savings expert. Very good interest rates, really like options available. Easy to use via the app. Highly recommend. Reviewed on: 3rd April 2023

Great savings account

Easy to use and high interest rate. Highly recommend Reviewed on: 3rd April 2023

Super easy savings

Great rates and easy to use app. Like the flexibility of choosing your own rates based on the various access timeframes. Reviewed on: 3rd April 2023

Brilliant

A great easy to use app for saving. Withdrawing is also easy with money paid into your chosen bank account within 2 hours. Fantastic! Reviewed on: 3rd April 2023

Best savings account by a country mile

Clear interest, variable based on shorter term lock-away, super clear, user centric app, interest given monthly. Ticks all the boxes of what I wished for from other banks and more, have referred friends who are also delighted Reviewed on: 3rd April 2023

Simple and effective

Great savings rate and good app, great service. Why can’t others do the same? Reviewed on: 3rd April 2023

Quick and easy account set up

New account opened and set up quickly and easily. Funds transferred within 20 minutes to guarantee a better interest rate for my savings. Reviewed on: 3rd April 2023

Banking made easy

Quiick and simple to setup. Great interest rate. The easy way to manage and track your savings. Highly recommend. Reviewed on: 3rd April 2023

Excellent savings product

Simply an unbeatable combination of great savings rates, interest boosting options, lightning quick money movements and ease of the app. Reviewed on: 3rd April 2023

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