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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

New to Zopa, great so far!

New to Zopa, about 5m experience but all very positive. Encouragement to save, ease of moving money around. Reviewed on: 6th March 2026

I didn’t get my money 25 pound as Zopa promised me a...

I didn’t get my money 25 pound as Zopa promised me about survey. I don’t understand why need to lie to get survey Reviewed on: 6th March 2026

Love the interface on my phone.

Love the interface on my phone. Easy to use and so far no problems. Reviewed on: 6th March 2026

Zopa dopa dabba dooooo

A good app, clear and intuitive. Useful notifications. Reviewed on: 6th March 2026

SATISFACTION

System works well. Interest is good and the payments are prompt Reviewed on: 6th March 2026

App easy to use and responsive Competitive interest...

App easy to use and responsive Competitive interest rates like to support a new bank Reviewed on: 6th March 2026

Easy banking

App very clear and straightforward to use , very competitive interest rates , easy to set up savings pots . Reviewed on: 6th March 2026

Strong products, excellent app

Strong products and an excellent app that makes it easy to manage them all Reviewed on: 6th March 2026

I’m having a great experience and I have already rec...

I’m having a great experience and I have already recommended you to my friends. Reviewed on: 6th March 2026

Easy banking, good value for money!

Easy banking, good value for money! Reviewed on: 6th March 2026

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