Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8052)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy accessible savings

I was sceptical about opening an untraditional savings account without a physical bank to go to. Very easy to use Reviewed on: 3rd April 2023

Super saver Zopa

Great rates for savers to achieve those far away dreams and keep warm in the winter. Reviewed on: 3rd April 2023

Great idea

Love the little Savings pots and the variety of options so simple to set up and manage Reviewed on: 3rd April 2023

Straightforward and attractive

Intuitive app, great service and competitive rates Reviewed on: 3rd April 2023

Big love for Zopa

Easy, Transparent Customer Service and Great Interest Rate. What's not to love? Reviewed on: 3rd April 2023

Savings review

Simple very easy to use account, that easily lets you set up different pots and links to your current account. Also top interest rates Reviewed on: 3rd April 2023

Excellent rates, good app.

Zopa keep refreshing their savings rates so that they are always competing to the best in the market. Love their pots so you get even more when you save for longer. Reviewed on: 3rd April 2023

Fabulous user experience

The app is so easy to use. It’s so functional, practical and beneficial. It’s really helped build my commitment to saving. Would highly recommend Reviewed on: 3rd April 2023

Smart Saver Account - Just Brilliant

I have been using the smartsaver account for sometime now and think its great value and very easy to use. Recommended to all my family and friends. Keep up the good work team! Reviewed on: 3rd April 2023

Easy to use flexible account with competitive interest

I am very happy with my Zopa Smart Saver account. Zopa are very quick to pass on increases in interest rates, and the ability to split savings between easy access and notice pots is really useful. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Ecology Building Society 4.90 from 580 reviews
Easy access and notice accounts
from Paragon Bank 4.06 from 7 reviews
Instant Access Savings
from Metro Bank 4.91 from 483 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5957 reviews
Credit card
from Zopa 4.94 from 43506 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub