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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa online account

Simple no fuss set up and smooth app easy to use great tates Reviewed on: 6th March 2026

Best place to save

I’ve been banking/saving with Zopa for just under a year now and I’m truly blown away by their simple, flexible, value for money savings options. They make it easy, rewarding and there’s something for every type of saver from ISA’s to investments. To high interest savings pots and their customer service team are there whenever you need them on hand to help. I couldn’t recommend them highly enough Reviewed on: 6th March 2026

By far the best banking i have used

By far the best banking i have used Reviewed on: 6th March 2026

The best card I had the pleasure to use

The best card I had the pleasure to use, helpful staff and Zopa pay you for spending your own money add to that great interest rates on your saving and free use abroad I love it!! Reviewed on: 6th March 2026

Excellent service and it's great to know I have cred...

Excellent service and it's great to know I have credit with the best credit card in the UK. Reviewed on: 6th March 2026

User friendly app.

User friendly app. Happy customer. Reviewed on: 6th March 2026

Excellent finance company.

Zopa provides an easy to use mobile app and good interest rates both for current and savings accounts. Reviewed on: 6th March 2026

Every time I deal with Zopa I am never disappointed...

Every time I deal with Zopa I am never disappointed with the outcome, I have been dealing with Zopa from the start Reviewed on: 6th March 2026

Easy to use app Excellent interest rates Great fac...

Easy to use app Excellent interest rates Great facility to save for different "pots" of money. Useful notifications to remind me to add funds monthly to keep my interest rate Reviewed on: 6th March 2026

Simple and easy to use app

Zopa is a simple and easy to use app, intuitive to use, but there is help/information when you need it. Excellent experience so far and different to the other, more traditional, banking apps. Reviewed on: 6th March 2026

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