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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

What else can I say

Nothing to complain about - so far all is going well Reviewed on: 6th March 2026

Easy to Use

Found the app really easy to navigate. Speedy transfers of monies both in and out of the accounts. I've recommended the app to my husband and younger son- it was recommended to me by my older son Reviewed on: 6th March 2026

Answered any questions I’ve had promptly and always...

Answered any questions I’ve had promptly and always happy to help Reviewed on: 6th March 2026

Very helpful support staff.

Very helpful support staff. Great interest rate. Reviewed on: 6th March 2026

Easy set up

Accounts were very easy to set up, good rates. Card arrived quickly Reviewed on: 6th March 2026

Would highly recommend easy to set up my card came f...

Would highly recommend easy to set up my card came fast you can also add saving pots and even invest the best part about Zopa is the customer service they respond quick and resolve issues fast Reviewed on: 6th March 2026

Easy to set up and superlative rates !

Easy to set up and superlative rates !! Reviewed on: 6th March 2026

Good company excellent products, always keep me updated

Good company excellent products, always keep me updated Reviewed on: 6th March 2026

Great interest rates, easy to open and manage accounts

Great interest rates, easy to open and manage accounts Reviewed on: 6th March 2026

Loving the high interest rates and ease of the use o...

Loving the high interest rates and ease of the use of the UI Reviewed on: 6th March 2026

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