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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

104% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple to use and great rates

Moved some of my savings across, and was so impressed at how easy it was, I was able to clear old accounts and create sun pots on my Zopa account So easy to organise and run on my phone Reviewed on: 3rd April 2023

Great saver

load of interest on the saving accounts Reviewed on: 3rd April 2023

Super easy to manage App based easy access savings

Really recommend Zopa. Lots of flexible saving options including placing savings on longer term notice accounts to increase interest. Very easy to use App. Highly recommend. Reviewed on: 3rd April 2023

Great and so easy to use

I have bad credit and struggle to open a savers account so this is really ideal and easilly accessible. Easy to use and great to set up a direct debit. Reviewed on: 3rd April 2023

Excellent rates for Savers

I very much like the fact that a range of savings accounts with different rates and fixed terms are available in one place. It means switching money between accounts to get the best rates is easy and flexible for me to use according to my availability of money. Furthermore existing customers benefit from increases in rates unlike some banks which don’t value their loyal customers and often only offer the best rates to new customers. Thank you Zopa. Keep championing the interests of the Savers. Reviewed on: 3rd April 2023

Great rates

Changed over to Zopa from a bank that was not responding to any bank rate changes and paying paltry interest. In the short time with Zopa have seen my rates increase to reflect bank rate increases and means my savings are doing great. Reviewed on: 3rd April 2023

Unique savings products and a great app.

I opened a savings account with Zopa last year and was really taken with the booster pots which were very original compared to other products on the market. The app is very user friendly and I even persuaded my mother to open an account. On the whole I would highly recommend Zopa. Reviewed on: 3rd April 2023

Brilliant and user friendly

The interest rates are excellent and the app is incredibly user friendly - the most user friendly I have experienced. I have already recommended the saving account to my friends and family and think it’s one of the best out there. Reviewed on: 3rd April 2023

Very easy to use

Simple to use. Reviews interest rates regularly unlike some banks. Reviewed on: 3rd April 2023

Easy to use and great interest rate

It was really easy to set up my Zopa account using the app. I selected Zopa because I was looking for an account I could save money on a monthly basis with a good interest rate. Zopa provide me with this. It is so easy to use and far better than any other savings accounts I have used previously Reviewed on: 3rd April 2023

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