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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Perfect combination

The Smart Saver is a perfect combination of flexibility and high interest. The app is very easy to use, and an account quick to set up. Reviewed on: 3rd April 2023

Super, Safe, Smart, Savings

Easy to use, with great access and reliability. Smart information and super rates for savings. Can streamline for personal savings Reviewed on: 3rd April 2023

Excellent account

So easy to open and manage this account. Definitely recommend! Reviewed on: 3rd April 2023

Great savings

Easy to set up, very easy to use pass on changes in rates quickly. Very happy with the account Reviewed on: 3rd April 2023

Great ,easy to navigate app

The deposit and withdrawals are quick and easy to action and the rate of interest payable is one of the best around. Reviewed on: 3rd April 2023

Easy to use and save

Very easy to create a savings account and start using it. Recommend Reviewed on: 3rd April 2023

What more could you want

Market leading returns, quick withdrawal times and quality customer service. As the title of the review says, what more could you want. ZOPA’s products are so friendly and easy to use it’s a no brainer to choose them over some of their rivals. Can’t recommend their smart saver product enough. Reviewed on: 3rd April 2023

Easy and great rates

Very easy to set up , use, and offers great interest rates Reviewed on: 3rd April 2023

Convenient and useful

Great interest rates and flexible accounts, giving you the option of higher intersect rates with varied notice periods. Reviewed on: 3rd April 2023

Great Savings account!

Easy to use and allows great access to savings account. Reviewed on: 3rd April 2023

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