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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Best Savings account

I like being able to lock out my savings and the opportunity to have pots. Reviewed on: 3rd April 2023

Excellent rates

Rates are excellent. Easy to access money and add ir withdraw. Reviewed on: 3rd April 2023

Competitive interest rates, great saver account flexibility

Competitive interest rates, flexibility in moving funds between instant saver account and notice saver accounts. App is easy to use. Reviewed on: 3rd April 2023

So easy to use. Great idea to have different pots for different things.

As we all know, interest rates are too low. So with zopa you are able to get a little interest rather than none . Easy to use too. Reviewed on: 3rd April 2023

Easy to save

Great rates easy to use. Straightforward app Reviewed on: 3rd April 2023

Easy to operate

Very easy to use with good interest rates Reviewed on: 3rd April 2023

Top quality Company

Easy to open account,very favourable interest rates Reviewed on: 3rd April 2023

Super Smart Saver

Easy to use, great interest, no hassle! Reviewed on: 3rd April 2023

Great product

Great product, easy to use and simple Reviewed on: 3rd April 2023

The most competitive offer on the market

Zopa offers the most competitive offer on the market, even with ever increasing base rates by BoE. They seem to be the quickest to adjust the rate and definitely ahead of their peers! Furthermore, the app is very user friendly and easy to navigate through. Reviewed on: 3rd April 2023

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