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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Quick and easy savings

Great experience, easy to open the account & manage it, top up savings etc. User friendly app with well-designed UI. Reviewed on: 3rd April 2023

Hassle Free

Hassle free savings with high interest rates that quickly change to reflect the market. Reviewed on: 3rd April 2023

Saver so easy to use

Really happy with Zopa, fair interest rates and the app couldn't be simpler to use. Reviewed on: 3rd April 2023

best savings available

simple to use, best rates available. Can't fault the service. Reviewed on: 3rd April 2023

Best Savings account

I like being able to lock out my savings and the opportunity to have pots. Reviewed on: 3rd April 2023

Excellent rates

Rates are excellent. Easy to access money and add ir withdraw. Reviewed on: 3rd April 2023

Competitive interest rates, great saver account flexibility

Competitive interest rates, flexibility in moving funds between instant saver account and notice saver accounts. App is easy to use. Reviewed on: 3rd April 2023

So easy to use. Great idea to have different pots for different things.

As we all know, interest rates are too low. So with zopa you are able to get a little interest rather than none . Easy to use too. Reviewed on: 3rd April 2023

Easy to save

Great rates easy to use. Straightforward app Reviewed on: 3rd April 2023

Easy to operate

Very easy to use with good interest rates Reviewed on: 3rd April 2023

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