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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Top quality Company

Easy to open account,very favourable interest rates Reviewed on: 3rd April 2023

Super Smart Saver

Easy to use, great interest, no hassle! Reviewed on: 3rd April 2023

Great product

Great product, easy to use and simple Reviewed on: 3rd April 2023

The most competitive offer on the market

Zopa offers the most competitive offer on the market, even with ever increasing base rates by BoE. They seem to be the quickest to adjust the rate and definitely ahead of their peers! Furthermore, the app is very user friendly and easy to navigate through. Reviewed on: 3rd April 2023

The modern way to save

The best app for savings I have used. Quick, reliable, fuss free. Set up new savings pit in seconds. Leaves legacy banks for dust. Reviewed on: 3rd April 2023

Simple to invest and withdraw

Very easy to use via App. Can set up savings goals and savings projects. Invest and withdraw in around 20 minutes. Reviewed on: 3rd April 2023

Easy and profitable

The app is simple to use and follow. The rates are competitive and respond quickly to the market. Reviewed on: 3rd April 2023

The best savings app by far!

I love this app. It’s so easy to use. Very clear and concise. Love the different “pots” you can create for savings and you can boost each pot if you wish to gain a higher interest rate. The rates are very competitive too. What’s not to love! Reviewed on: 3rd April 2023

Super easy super saver

Very easy and quick to setup. The app is simple to use and the account has an excellent level of interest. Reviewed on: 3rd April 2023

Excellent on-line app to easily, smoothly and safely manage your savings

I was looking for somewhere safe to put my savings - with Zopa I got this and a great savings rate to go with it!! Great package. Reviewed on: 3rd April 2023

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