Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy, effortless & effective

Setting up Zopa was so quick and easy, no nonsense like alot of the others. I can swiftly access my account and add or withdraw money with one click right on the app. Couldn't be happier, such a top rate service, thanks Zopa. Reviewed on: 3rd April 2023

Great savings

Good interest rates the best very helpful with my money Reviewed on: 3rd April 2023

Best service ever!

Zopa as a bank are a delight to work in partnership with! They blow away all the other banks when it comes to customer service & all products are so flexible! Reviewed on: 3rd April 2023

Seamless & High Saving Rates

I’ve had a smart saver account since the start of the year as part of my new year’s resolution to save more. Once I’d completed the straight-forward sign up process, I connected to my bank and have the automated feature do the rest. I also get one of the best interest rate for this kind of account and I can create various pots to reflect my intended savings goals. I’m very happy and have already recommended to family and friends. Reviewed on: 3rd April 2023

Brilliant banking app

We use Zopa for our main savings account. We find the banking app really friendly and easy to use. Zopa send regular informative emails which are very appreciated Reviewed on: 3rd April 2023

Excellent Savings Account

Really good savings rate provided with increased rates as base rate changes. Excellent app and interface that makes it easy to save and regularly check amounts Reviewed on: 3rd April 2023

highly recommended savings account

quick to setup, easy to use and great interest rates, would recommend 100% Reviewed on: 3rd April 2023

Excellent

Really good savings provider. Imterest rates competitive Reviewed on: 3rd April 2023

Excellent For Savers

Rates increase very quickly after BOE rise and booster pots give ultimate flexibility and always near or at the top of available rates. Near instant transfers and excellent App are hard to beat. Reviewed on: 3rd April 2023

Makes saving simple!

I love my SmartSaver account. It gives me flexibility and a great return on my savings. If I know I'm not going to need an amount of money for a period of time, I can lock it away for a better interest rate while keeping a balance 'just in case' in my SmartSaver, and I can do this with multiple pots at different rates and notice periods to suit my own needs. Plus I can see them all at once, with an overall balance of my savings in addition to each pot. Brilliant! Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from 1st Class Credit Union 5.00 from 16 reviews
Instant Access Savings
from Tesco Bank 3.89 from 5 reviews
Savings
from Family Building Society 4.55 from 1301 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69080 reviews
Credit card
from Zopa 4.94 from 44338 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub