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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy app great rates

Competitive rates which keep up with rate changes regularly removing the need to switch providers. Easy, clear app. Reviewed on: 3rd April 2023

It is so easy

Really easy to sign up and to use the app. Useful to be able to set up as many different pots as you want and put as little or as much in each of them. A real incentive to see them grow. Reviewed on: 3rd April 2023

Great flexible saver provider

I started noticing Zopa last year and it’s super easy to open an account and the rate is very good compared with its competitors. Really a happy about my switch. Reviewed on: 3rd April 2023

Easy and quick saver account

Zopa was the easiest savings account I could find to open. It was quick and easy and the interest gained was particularly high as well. Would recommend to my friends and family! Reviewed on: 3rd April 2023

Easy, effortless & effective

Setting up Zopa was so quick and easy, no nonsense like alot of the others. I can swiftly access my account and add or withdraw money with one click right on the app. Couldn't be happier, such a top rate service, thanks Zopa. Reviewed on: 3rd April 2023

Great savings

Good interest rates the best very helpful with my money Reviewed on: 3rd April 2023

Best service ever!

Zopa as a bank are a delight to work in partnership with! They blow away all the other banks when it comes to customer service & all products are so flexible! Reviewed on: 3rd April 2023

Seamless & High Saving Rates

I’ve had a smart saver account since the start of the year as part of my new year’s resolution to save more. Once I’d completed the straight-forward sign up process, I connected to my bank and have the automated feature do the rest. I also get one of the best interest rate for this kind of account and I can create various pots to reflect my intended savings goals. I’m very happy and have already recommended to family and friends. Reviewed on: 3rd April 2023

Brilliant banking app

We use Zopa for our main savings account. We find the banking app really friendly and easy to use. Zopa send regular informative emails which are very appreciated Reviewed on: 3rd April 2023

Excellent Savings Account

Really good savings rate provided with increased rates as base rate changes. Excellent app and interface that makes it easy to save and regularly check amounts Reviewed on: 3rd April 2023

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