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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
103% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Instant Access

5
ZOPA great account, very easy and intuitive to use and great savings rare. Recommended! Reviewed on: 3rd April 2023
King-Divinity Brian Putman's avatar
King-Divinity Brian Putman

Easy to use app, good interest rate

5
User friendly app, offering competitive interest rates. No concerns from a savings perspective. Boosted pots work well and money can be locked away for an increase in rate, giving notice to get access to your money. Reviewed on: 3rd April 2023
Graeme Hunter's avatar
Graeme Hunter

Does what it says on the tin.

5
No fuss, straightforward and simple savings with competitive rates Reviewed on: 3rd April 2023
Damian Cain's avatar
Damian Cain

Easy to open & great service

5
I read about Zopa on moneysavingexpert.com & it was SO easy & intuitive to open & transfer funds Reviewed on: 3rd April 2023
peterreeve's avatar
peterreeve

Great use of Tech

5
Simple to use, first time I've pulled money from my other bank account. Clean and clear UI. Smart!!! Reviewed on: 3rd April 2023
Andcarroll's avatar
Andcarroll

Great savings product

5
Had savings languishing in a very low interest account, saw Zopa on This is Money website as one of the best easy access savings accounts and transferred over to Zopa, then I found I could boost the interest rate further.. Easy to set up and operate, very happy at the moment. Reviewed on: 3rd April 2023
Barrie MacDonald 's avatar
Barrie MacDonald

Easy to use

5
The app is great, easy to use and interest rates are better than most competitors. Reviewed on: 3rd April 2023
Thomas 's avatar
Thomas

Great app for saving

5
Zopa has the best rates for saving and is easy to use and transfer funds at any time. Worth the investment! Reviewed on: 3rd April 2023
Jath Pathmanathan's avatar
Jath Pathmanathan

Amazing product and service

5
I've used Zopa to put money aside for a house deposit and love how easy the app is to use, lots of information if I have questions, and felt like I could trust them with my money. Would recommend anyone looking for a high interest savings account. Reviewed on: 3rd April 2023
Emma Higgins (Gotta Keep Movin')'s avatar
Emma Higgins (Gotta Keep Movin')

Easy to use

5
After this great savings accounts were mentioned by Martin Lewis, I've set up 2 smart saver accounts. One with 31 days notice and one with any time agrees. It was easy to set up, the transfers went smoothly and I'm happy with the variable interest rates since the money came from a zero interest account. Reviewed on: 3rd April 2023
Karin Colman's avatar
Karin Colman

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