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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Easy to use

5
The app is great, easy to use and interest rates are better than most competitors. Reviewed on: 3rd April 2023
Thomas 's avatar
Thomas

Great app for saving

5
Zopa has the best rates for saving and is easy to use and transfer funds at any time. Worth the investment! Reviewed on: 3rd April 2023
Jath Pathmanathan's avatar
Jath Pathmanathan

Amazing product and service

5
I've used Zopa to put money aside for a house deposit and love how easy the app is to use, lots of information if I have questions, and felt like I could trust them with my money. Would recommend anyone looking for a high interest savings account. Reviewed on: 3rd April 2023
Emma Higgins (Gotta Keep Movin')'s avatar
Emma Higgins (Gotta Keep Movin')

Easy to use

5
After this great savings accounts were mentioned by Martin Lewis, I've set up 2 smart saver accounts. One with 31 days notice and one with any time agrees. It was easy to set up, the transfers went smoothly and I'm happy with the variable interest rates since the money came from a zero interest account. Reviewed on: 3rd April 2023
Karin Colman's avatar
Karin Colman

App really good, transactions fast

5
Impressed with the very fast service of the app Reviewed on: 3rd April 2023
Kevin Green's avatar
Kevin Green

Great Savings Account

5
I have had this savings account for a while now. It is easy to put money in and take it out! Interest rates have increased in line with BofE rates. Reviewed on: 3rd April 2023
Morag's avatar
Morag

Fantastic!

4
So easy to save and earn interest! Have never earned as much in my life from a savings account! Reviewed on: 3rd April 2023
L W's avatar
L W

Great rate and easy to use

5
Since moving my savings to Zopa I have found it so much easier to manage and track my savings. The rate offered is great and the app is extremely easy to use. I wish I’d started using Zopa sooner! Reviewed on: 3rd April 2023
Barney Langrish's avatar
Barney Langrish

Savings account

5
Great interest, really accessible app. Reviewed on: 3rd April 2023
Joe Luscombe's avatar
Joe Luscombe

One of the most competitive savings rate in the past few years

5
Zopa have consistently managed to be at the top or near the best rates for savers following the interest hikes of Bank of England and these increases in interest rates are applied automatically to your account so you always are receiving their best rates Reviewed on: 3rd April 2023
Ismail Celebi's avatar
Ismail Celebi

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