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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

103% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

App really good, transactions fast

Impressed with the very fast service of the app Reviewed on: 3rd April 2023

Great Savings Account

I have had this savings account for a while now. It is easy to put money in and take it out! Interest rates have increased in line with BofE rates. Reviewed on: 3rd April 2023

Fantastic!

So easy to save and earn interest! Have never earned as much in my life from a savings account! Reviewed on: 3rd April 2023

Great rate and easy to use

Since moving my savings to Zopa I have found it so much easier to manage and track my savings. The rate offered is great and the app is extremely easy to use. I wish I’d started using Zopa sooner! Reviewed on: 3rd April 2023

Savings account

Great interest, really accessible app. Reviewed on: 3rd April 2023

One of the most competitive savings rate in the past few years

Zopa have consistently managed to be at the top or near the best rates for savers following the interest hikes of Bank of England and these increases in interest rates are applied automatically to your account so you always are receiving their best rates Reviewed on: 3rd April 2023

Easy to use and rates are awesome!

I live Zopa I can use little pots for different savings and keep an eye on them boost them for different rates and lock in my money and out anytime! It’s super easy I’d highly recommend it to my friends and family! It’s helped me save loads for a new house! Happy days Reviewed on: 3rd April 2023

Easy to use, flexible and great rates regularly updated

It's a really good way of saving into different pots for different purposes and making the most of boosted savings rates on money you don't need instant access to. Reviewed on: 3rd April 2023

Quick and easy

Really straightforward to set up and manage your savings. Interest rate has been adjusted and is very competitive. Reviewed on: 3rd April 2023

Best British Bank

Excellent bank offering best savings rates with great customer service Reviewed on: 3rd April 2023

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