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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Brilliant Service

Always quick to raise rates to be one of the most competitive on the market, the boost function is also great, and not offered by anyone (that I know of) else Reviewed on: 3rd April 2023

Brilliant saver

Quick and easy to use. Transfers go through really quick and brilliant interest rates. Reviewed on: 3rd April 2023

Great product

Very happy with my switch to Zopa and happy to recommend to family and friends Reviewed on: 3rd April 2023

Very good!

Simple, effective, really good savings account Reviewed on: 3rd April 2023

Fantastic savings account

I’m really loving your savings accounts and bar far the best easy access account on the market! Reviewed on: 3rd April 2023

Competitive but flexible

I have three accounts, base, 7 day and 31 day so that I can manage my money more easily. App is easy to use and when I have needed to move cash between accounts it is straightforward, given me flexibility, security and attractive interest rates. Got my wife to open accounts too :) Reviewed on: 3rd April 2023

Easy saving

Zopa was very easy to set up and manage. The app allows for instant access and transfers. The boosted pots are also helpful to have different saving goals. Reviewed on: 3rd April 2023

I would 100% recommend to anyone else

I recently opened a Zopa savings account based on interest rates, service & ease of the product/brand. I would 100% recommend to anyone else as the its a great easy service with very competitive products!! Reviewed on: 3rd April 2023

great account

This is a great savings account. It is easy to use, has flexible choices built in and the interest rates are excellent. I wouldn't hesitate to recommend it. Reviewed on: 3rd April 2023

Great easy to use app

Great easy to use app giving flexibility and good market interest rates Reviewed on: 3rd April 2023

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