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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use and rates are awesome!

I live Zopa I can use little pots for different savings and keep an eye on them boost them for different rates and lock in my money and out anytime! It’s super easy I’d highly recommend it to my friends and family! It’s helped me save loads for a new house! Happy days Reviewed on: 3rd April 2023

Easy to use, flexible and great rates regularly updated

It's a really good way of saving into different pots for different purposes and making the most of boosted savings rates on money you don't need instant access to. Reviewed on: 3rd April 2023

Quick and easy

Really straightforward to set up and manage your savings. Interest rate has been adjusted and is very competitive. Reviewed on: 3rd April 2023

Best British Bank

Excellent bank offering best savings rates with great customer service Reviewed on: 3rd April 2023

Brilliant Service

Always quick to raise rates to be one of the most competitive on the market, the boost function is also great, and not offered by anyone (that I know of) else Reviewed on: 3rd April 2023

Brilliant saver

Quick and easy to use. Transfers go through really quick and brilliant interest rates. Reviewed on: 3rd April 2023

Great product

Very happy with my switch to Zopa and happy to recommend to family and friends Reviewed on: 3rd April 2023

Very good!

Simple, effective, really good savings account Reviewed on: 3rd April 2023

Fantastic savings account

I’m really loving your savings accounts and bar far the best easy access account on the market! Reviewed on: 3rd April 2023

Competitive but flexible

I have three accounts, base, 7 day and 31 day so that I can manage my money more easily. App is easy to use and when I have needed to move cash between accounts it is straightforward, given me flexibility, security and attractive interest rates. Got my wife to open accounts too :) Reviewed on: 3rd April 2023

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