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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart saver

Every thing st the touch of a button. Regular updates and easy access. Would highly recommend. Reviewed on: 3rd April 2023

Simple saving

I opened up a smart saver after seeing Zopa recommended on money saving expert. It was very straightforward to set up and use. I really like the different saving pots too which helps me allocate certain funds for different saving goals. Reviewed on: 3rd April 2023

Great saver

I find Zopa really good for savings - I like that you can split it into pots and boost different ones. It's a really handy tool. Reviewed on: 3rd April 2023

Great rates

Fantastic rates and very open and easy to use app Reviewed on: 3rd April 2023

Saving

I’m very happy with the way I’m am treated and I have no problem when I need to make a withdrawal Reviewed on: 3rd April 2023

Great service, great product!

Quick and easy to use in the last 3 months, great service and response times! Reviewed on: 3rd April 2023

easy to use

simple easy to use and great interest rates Reviewed on: 3rd April 2023

Simple and effective

I recently signed up for Zopa having had technical issues setting up an account elsewhere. Their application process was quick and simple and their rates were the most competitive on the market for the level of access I needed to my money and interest is being accrued properly. The app is intuitive and effective. All-in-all, Zopa's Smart Saver is hard to fault and I would certainly recommend it to others. Reviewed on: 3rd April 2023

Best online savings account

So easy to use and put money into different pots for better interest. Reviewed on: 3rd April 2023

Very happy

Easy to use app, easy to move money around and the best easy access interest rates around. Thank you Reviewed on: 3rd April 2023

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