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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart saver makes you a smart saver!

The smart saver account is a joy to use. So easy to set up and manage on my phone. I have been able to set up individual pots for different savings needs. It's so easy to pay money in and then super easy to move it around between pots and always see exactly how much you have in them or the total of them all. Best of all because it has such a competitive savings rate it is exciting to look each month to see how much interest you've received. It makes savings fun and interactive and motivates you to become a smarter saver. Reviewed on: 3rd April 2023

Best for Interest Rates

Great Bank with great interest rates and customer service. Very easy to use app. Recommended. Reviewed on: 3rd April 2023

Amazing way to save

So user friendly and accessible. Has helped me save in such a convenient way. Would highly recommend. Reviewed on: 3rd April 2023

Excellent saving app

Easy to use. Money is transferred between accounts with ease. Variety of saving options Reviewed on: 3rd April 2023

Best saver out there.

Simply the highest rate paid for your savings. Reviewed on: 3rd April 2023

Easy to use, great rates

The app is very easy to set up and offers grat interest rates. Also easy to boost the rates by moving the money to different pots. Reviewed on: 3rd April 2023

Easy, trouble free savings!.

Easy to open, easy to use app, competitive savings rates. At least 3 other people have begun saving with Zopa following my recommendation. Reviewed on: 3rd April 2023

Excellent savings option

Great bank, easy set up, lots of offers for all types of savings, would and have recommended to friends and family Reviewed on: 3rd April 2023

The best savings account!

My husband & I have recently moved all of our savings accounts over to Zopa & it couldn’t have been simpler. The app is so easy to use & really modern as well. Not to mention the amazing interest rates! I have already recommended Zopa to several friends & family and they are now using Zopa. I will continue to recommend as I feel strongly about how great Zopa Smart Saver is. Reviewed on: 3rd April 2023

The pay a great rate

Since I started saving with Zopa’s smart saver account, they have raised the interest rates as interest rates have climbed. It is nice to have a rate which shows growth and yet is easily accessible Reviewed on: 3rd April 2023

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