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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Love the app and the pot’s excellent interest rates

Love the app and the pot’s excellent interest rates Reviewed on: 6th March 2026

Zopa provides a wide range of products.

Zopa provides a wide range of products. I have been a customer from the early days and I have been very satisfied. The App is easy to use, especially transferring between accounts. Reviewed on: 6th March 2026

Excellent account, would highly recommend.

Easy to open and great interest rates. The app is also very easy to use. Reviewed on: 6th March 2026

Simple,efficient and generous.What’s not to like?!.

Generous bonuses for regular savers.So efficient and the app is simplicity itself… ideal for me!! Reviewed on: 6th March 2026

A great saving account

A great saving account with higher than normal interest Reviewed on: 6th March 2026

Great banking

Good rates (via boost for a year facility). Easy, intuitive app. Voice control brilliant Reviewed on: 6th March 2026

Easy to use great saving bonuses

Easy to use great saving bonuses Reviewed on: 6th March 2026

Been with zopa for a little while now, I've had no p...

Been with zopa for a little while now, I've had no problems with them, so quite happy. Reviewed on: 6th March 2026

Simplicity ease of use, fast transactions

Simplicity ease of use, fast transactions Reviewed on: 6th March 2026

The app is user friendly.

The app is user friendly. The exchange rates are one of the best Reviewed on: 6th March 2026

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