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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy and great rates

The app is very easy to use. You can see at glance your whole pot, and easily move between pots. Everything is very clear and easy to manage, and best of all, they're great rates. Reviewed on: 3rd April 2023

Easy to setup and use!

Such an easy app to move and save my money with! Reviewed on: 3rd April 2023

Great Flexibility and high interest rates

Zopa bank has a great App which makes it easy to move money between different money ‘pots’ earning higher rates of interest. It keeps pace with changes in the Bank of England interest rate. Highly recommended Reviewed on: 3rd April 2023

Brilliant banking

So easy to use, straight forward money saving and good rates of interest. Reviewed on: 3rd April 2023

Brilliant

It is so easy to use and understand. I could create different savings pots and lock away my deposit for my house until I needed it. I would highly recommend Zopa Reviewed on: 3rd April 2023

Incredibly Easy to set up and use

It was an incredibly easy process to set up and use Zopa and the interest on the accounts is amazing! Would definitely recommend to friends and family! Reviewed on: 3rd April 2023

Simple way to save money

The interface is simple and clear. It tells you what your expected interest is and makes setting up separate pots easy to do and manage. Reviewed on: 3rd April 2023

Already recommended to others

Such a user friendly app that makes saving easy. Have recommended to several people already. Regular increases to the interest received when the rates rise too. What’s not to love! Reviewed on: 3rd April 2023

Can't beat it...

Easy to use and great rates. It's difficult to be beaten. Reviewed on: 3rd April 2023

Quick and simple

Very simple, efficient, with a high interest rate. It's so easy to move to a higher-interest long-term account if desired. Reviewed on: 3rd April 2023

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