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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good efficient service

Always kept up to date on new interest rates etc, payments in and out carried out in seconds. Would highly recommend Reviewed on: 3rd April 2023

Simple and Easy

Very happy with the Zopa experience to date. Reviewed on: 3rd April 2023

Great product - easy to open and good range of choices

Really easy to open the account with great interest rates and can be tailored to notice you want to give. Like the fact interest is paid monthly. Great product. Really happy. Reviewed on: 3rd April 2023

Easy to use

So easy to use, love that I can separate my money into different saving pots - very user friendly Reviewed on: 3rd April 2023

An app so easy to use a child could do it

The app is very straightforward and easy to use my daughter could do it. Highly recommend and even increased their saving rates straight after Bank of England raised theirs Reviewed on: 3rd April 2023

All round great

Great interest rate which is quickly updated when the base rate is adjusted and option to boost for extra interest if desired. Reviewed on: 3rd April 2023

Great savings

East to use and set up account. Interest rate increases as Bank of England increases interest rates so very competitive Reviewed on: 3rd April 2023

Easy, safe and quick

great rates, good tools and advice, easy online service. Top marks so far! Reviewed on: 3rd April 2023

Best Saving Rates and Great Flexibility of Easy-Acess and Fixed Terms Options Corbited into a Single Saving Account.

Best Saving Rates and Great Flexibility of Easy-Acess and Fixed Terms Options Corbited into a Single Saving Account. Four different interest options and best savings rates on the market! Reviewed on: 3rd April 2023

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