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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great easy to use

Good rate of return, easy to use and separate your money into different length pots Reviewed on: 3rd April 2023

Appy Days

Trusting an app for your saving needs can be quite daunting but Zopa has been the best savings account I’ve ever used. It’s easy, quick and the interest rates are phenomenal for the type of account it offers. I’ve recommended this app/bank to all my friends who are looking for an easy way to save. Couldn’t ask for anything more other than money transfer times being a little quicker, although this is very minor as the transfers aren’t long, between 20mins - 120mins depending on which service you use. Reviewed on: 3rd April 2023

Great rates and easy to use

Market leading rates at all levels of savings access. Easy to use app. Reviewed on: 3rd April 2023

So far, so good!

I've been using Zopa for 3 months and it's been great so far. Reviewed on: 3rd April 2023

Good efficient service

Always kept up to date on new interest rates etc, payments in and out carried out in seconds. Would highly recommend Reviewed on: 3rd April 2023

Simple and Easy

Very happy with the Zopa experience to date. Reviewed on: 3rd April 2023

Great product - easy to open and good range of choices

Really easy to open the account with great interest rates and can be tailored to notice you want to give. Like the fact interest is paid monthly. Great product. Really happy. Reviewed on: 3rd April 2023

Easy to use

So easy to use, love that I can separate my money into different saving pots - very user friendly Reviewed on: 3rd April 2023

An app so easy to use a child could do it

The app is very straightforward and easy to use my daughter could do it. Highly recommend and even increased their saving rates straight after Bank of England raised theirs Reviewed on: 3rd April 2023

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