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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

A simple and efficient way to save

5
This savings account was easy to open and to access. I love the enhanced interest rates on the savings pots. The app is so easy to use. Great communication via the app and email and speedy response to changes in the Banknof England interest rate changes. Reviewed on: 3rd April 2023
Helen Thomas's avatar
Helen Thomas

Great flexible savings account

4
Smart savings account is easy to use - easy to transfer money to and from your linked account. Great to have an interest rate that is variable and tracks Bank of England rate. The interest earned can be deposited monthly so it’s great to see what interest I am earning. Reviewed on: 3rd April 2023
Zoe Spencer's avatar
Zoe Spencer

Easy set up and so much good advice

5
Such an easy product to use and set up with flexibility and sound assurance. Reviewed on: 3rd April 2023
Kevin Clague's avatar
Kevin Clague

Great savings account

5
Greats savings account and really easy to manage and open up. Easy to move money around. The app is good too. Reviewed on: 3rd April 2023
Roxanne Hardy's avatar
Roxanne Hardy

Thumbs up for Zopa

5
Efficient bank with top paying rate. User friendly app. Reviewed on: 3rd April 2023
PJ's avatar
PJ

Great - would recommend

5
Really easy to navigate and great saving incentives Reviewed on: 3rd April 2023
Harriet 's avatar
Harriet

Great savings account

5
Very easy to set up account, and easy withdrawal process. Good interest rates, would recommend Reviewed on: 3rd April 2023
Edward's avatar
Edward

Great interest rates

5
Much better than high street banks Reviewed on: 3rd April 2023
Kat Hart's avatar
Kat Hart

Simple to use

5
Easy account to set up, access money & move money when required Reviewed on: 3rd April 2023
Kat's avatar
Kat

Zopa

5
Excellent crédit card , savers account and easy to use Reviewed on: 3rd April 2023
Sadrax 's avatar
Sadrax

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