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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Savings

Have used zopa numerous times over the past 7 years they are very helpful when you phone Reviewed on: 3rd April 2023

Incredibly easy to use and good rates, easy to select from

An incredibly easy way of controlling savings. Moving between greater rates and knowing the notice period is incredibly easy to use. Updates rates regularly and information is always up to date. Very useful app. Reviewed on: 3rd April 2023

At the upper end of savings rates, and an easy-to-use app

I've had Zopa for a few months now, and so far it's been very helpful in setting different savings goals and seeing clearly where I'm at. Although it's not always at the very top of the heap in terms of interest rates, they are competitive and tend to move fairly quickly raise rates when the B of E does. Reviewed on: 3rd April 2023

Smart saving easy

So easy to save as its automatically taken love watching my savings grow Reviewed on: 3rd April 2023

Easy to use

Easy to use app and to withdraw/top up. Also they automatically increase the interest rates as the bank of England increased base rate so save shopping around Reviewed on: 3rd April 2023

Easy to setup

Easy to setup and manage, good interest rate Reviewed on: 3rd April 2023

Best rate of interest around.

Overall the best online savings account around. Interest rate outstanding for the product provided. Reviewed on: 3rd April 2023

Simple and easy to understand

Simple and easy to understand. Interest is applied monthly, regular communication to inform what interest rates are. Reviewed on: 3rd April 2023

Zopa Review

Good interest rates, what’s there to be mad about? Reviewed on: 3rd April 2023

Great interest rate

Great experience with Zopa. The interest rates are great and I love having separate savings pots with different levels of access. It works well for me and I am constantly recommending Zopa to friends and family. Reviewed on: 3rd April 2023

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