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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Best rate of interest around.

Overall the best online savings account around. Interest rate outstanding for the product provided. Reviewed on: 3rd April 2023

Simple and easy to understand

Simple and easy to understand. Interest is applied monthly, regular communication to inform what interest rates are. Reviewed on: 3rd April 2023

Zopa Review

Good interest rates, what’s there to be mad about? Reviewed on: 3rd April 2023

Great interest rate

Great experience with Zopa. The interest rates are great and I love having separate savings pots with different levels of access. It works well for me and I am constantly recommending Zopa to friends and family. Reviewed on: 3rd April 2023

Get money for nothing

Easy and safe to use. I love checking my account at the end of the month and seeing all the interest I earned for doing nothing. Different accounts for all my money saving needs Reviewed on: 3rd April 2023

Really easy to use

Really easy to use with good rates updated regularly Reviewed on: 3rd April 2023

Great provider

A great savings provider. - Easy to use - Fast transactions - Great communication - Excellent interest rate Reviewed on: 3rd April 2023

Excellent easy to sue app and account

Love the flexibility on interst rates and setting up named pots. Reviewed on: 3rd April 2023

Easy to use

Excellent service, really easy to set up on the app and great interest rates Reviewed on: 3rd April 2023

Flexible saving

Great platform offering flexibility. Reviewed on: 3rd April 2023

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