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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Get money for nothing

Easy and safe to use. I love checking my account at the end of the month and seeing all the interest I earned for doing nothing. Different accounts for all my money saving needs Reviewed on: 3rd April 2023

Really easy to use

Really easy to use with good rates updated regularly Reviewed on: 3rd April 2023

Great provider

A great savings provider. - Easy to use - Fast transactions - Great communication - Excellent interest rate Reviewed on: 3rd April 2023

Excellent easy to sue app and account

Love the flexibility on interst rates and setting up named pots. Reviewed on: 3rd April 2023

Easy to use

Excellent service, really easy to set up on the app and great interest rates Reviewed on: 3rd April 2023

Flexible saving

Great platform offering flexibility. Reviewed on: 3rd April 2023

Would reccomend

The interest rates are good and the app is easy to use. Reviewed on: 3rd April 2023

Speed of sorting out an issue.

I had a request to make from Zopa whereby I needed to take out some money early from an account and this was sorted within minutes. Reviewed on: 3rd April 2023

Perfect and so easy

Brilliant interest rates, easy to switch money in and out Reviewed on: 3rd April 2023

Zopa makes saving money seamless

App is exceptional and the ability to create and delete savings pots whenever you want is great when you're saving money for different things. Reviewed on: 3rd April 2023

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