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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Flexi saver

I have always been reluctant to save money and especially when it means locking away for a long time. I feel with zopa you have full control of how much you want to lock away for how long with good rates too. I also like how they very quickly increase the rate of Bank of England rate increases. Reviewed on: 3rd April 2023

Good app to have a savings account

Very easy to use has a very high interest rate Reviewed on: 3rd April 2023

Very good interest rate saving account.

I am extremely please with the Zopa smart saver account I hold. Very good interest rate and Very quick transfers in and out. I would recommend this company to most people and I have also recommended this to some of my friends and family. Reviewed on: 3rd April 2023

Recommend to my friends

Competitive savings rates and really easy to use, track and save Reviewed on: 3rd April 2023

Brilliant service

So easy to use, instant access to money if needed and easy to log in and keep track. I would highly recommend this to everybody. Reviewed on: 3rd April 2023

Great Interest Rates

Love the choice of the different pots to enable me to save and not get at my money instantly. Instant access for emergencies and then the other pots for anything I want to save for. Reviewed on: 3rd April 2023

Seemless/Best Rates/Best Tech

The technology and the app is truly amazing coupled with best savings rates in the market which makes this company an essential part of UK's future. Reviewed on: 3rd April 2023

Great customer experience

Saw Zopa recommended by Martin Lewis, and very easy to set up account. Reviewed on: 3rd April 2023

Trustworthy and simple

Easy to use / simplicity and trustworthy (fast transfers) + competitive saving rates Reviewed on: 3rd April 2023

Smart Saver - It just works!

Straightforward and easy to use, competitive rates, ust how things should be. When it's this simple, why would you use the hgh street bank for savings. Reviewed on: 3rd April 2023

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