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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Mr

Love it easy to use and looks rlly good Reviewed on: 3rd April 2023

Great Access Savings

Fab and easy to manage money online with great access to transferring between Zopa and bank accounts Reviewed on: 3rd April 2023

Very good rates

Very good rates … beat most high street banks Reviewed on: 3rd April 2023

Absolutely Fantastic!

I think Zopa is brilliant. Not everyone is finically savvy, however everyone is thinking of their finances at the moment. Zopa makes saving easy and convenient and I would highly recommend Zopa to all of my family & friends. Thank you Zopa! Reviewed on: 3rd April 2023

Easy, quick and reliable!

Easy and straight forward to set up, with a very user-friendly app. Reviewed on: 3rd April 2023

Easy peasy

The simplest, most straight forward savings I ever used! Opened in minutes, all done by my phone, good rate -recommend to everyone! Reviewed on: 3rd April 2023

Would recommend!

Great company, no issues with moving money, they also allow you to boost a pot with how ever much you want for either 1week, a month or 3 months giving you extra interest. They also keep up to date with the going rates, giving you a reason to stay with them. I would recommend them for sure. Reviewed on: 3rd April 2023

Would recommend

As a new customer, I couldn’t be happier making the switch with my savings. Simple, easy to manage and move my money. I would recommend! Reviewed on: 3rd April 2023

Great way to manage savings

Easy to set up and transfer savings and manage different pots. Have recommend to friends looking for a new savings account. Reviewed on: 3rd April 2023

Great savings account

Really flexible options and regularly updated savings rates in line with inflation. Regularly one of the best easy-access cash savings accounts and a doddle to use. Reviewed on: 3rd April 2023

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