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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Seemless/Best Rates/Best Tech

The technology and the app is truly amazing coupled with best savings rates in the market which makes this company an essential part of UK's future. Reviewed on: 3rd April 2023

Great customer experience

Saw Zopa recommended by Martin Lewis, and very easy to set up account. Reviewed on: 3rd April 2023

Trustworthy and simple

Easy to use / simplicity and trustworthy (fast transfers) + competitive saving rates Reviewed on: 3rd April 2023

Smart Saver - It just works!

Straightforward and easy to use, competitive rates, ust how things should be. When it's this simple, why would you use the hgh street bank for savings. Reviewed on: 3rd April 2023

Mr

Love it easy to use and looks rlly good Reviewed on: 3rd April 2023

Great Access Savings

Fab and easy to manage money online with great access to transferring between Zopa and bank accounts Reviewed on: 3rd April 2023

Very good rates

Very good rates … beat most high street banks Reviewed on: 3rd April 2023

Absolutely Fantastic!

I think Zopa is brilliant. Not everyone is finically savvy, however everyone is thinking of their finances at the moment. Zopa makes saving easy and convenient and I would highly recommend Zopa to all of my family & friends. Thank you Zopa! Reviewed on: 3rd April 2023

Easy, quick and reliable!

Easy and straight forward to set up, with a very user-friendly app. Reviewed on: 3rd April 2023

Easy peasy

The simplest, most straight forward savings I ever used! Opened in minutes, all done by my phone, good rate -recommend to everyone! Reviewed on: 3rd April 2023

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