Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Best 95 days Notice Saving Account

The app is so simple to use to move from one type of account to another, very user friendly Reviewed on: 3rd April 2023

Excellent interest rates

Easy to use mobile app, quick verification and excellent interest rates. Can't complain Reviewed on: 3rd April 2023

High interest, easy use.

Very pleased with the interest rates Zopa gives on their easy access savings account. Their app is easy to use. Reviewed on: 3rd April 2023

Simple, easy and straightforward

Simple to set up Easy to use Straightforward savings account. Just how it should be. Reviewed on: 3rd April 2023

Excellent All Round

Easy to open.... excellent rates.... no hassle Reviewed on: 3rd April 2023

Really Happy

Happy with how quick it is to transfer funds into my savings account. The interest rate is excellent. Reviewed on: 3rd April 2023

Great Savings Provider

Zopa have been a fantastic savings provider. The account was easy and quick to setup and the app is great, very straight forward to use. I also really like the functionality of setting up different saving pots and being able to create short term fixes for better rates. Overall, would definitely recommend Zopa. Reviewed on: 3rd April 2023

So easy to use and great rates

Really loved using zopa, it was super quick to set up and simple to understand. The interest rates are great and I love the app functionally. Reviewed on: 3rd April 2023

Truly great banking

I was recommended Zopa by a family member and I have no regrets signing up with them. It allows me to save money with no hassle. Transfer time is quick and offers amazing saving interest rates Reviewed on: 3rd April 2023

Great platform

Really easy to use and assign different pots for different uses Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Saffron Building Society 4.77 from 6592 reviews
Savings Account
from first direct 4.61 from 20 reviews
Easy Saver
from Lloyds Bank 4.27 from 74 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub