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Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Nov 2025
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Had some issues with transferring an isa from anothe...

5
Had some issues with transferring an isa from another provider Reviewed on: 9th January 2024

App is easy to use.

5
App is easy to use. Interest rates good Reviewed on: 25th April 2025

Simple to use app, with good interest rates.

5
Simple to use app, with good interest rates.. Reviewed on: 25th April 2025

Easy to deal with.

5
Dealing with Zopa has been extremely easy. Reviewed on: 25th April 2025

Easy to use, supportive and helpful

5
Easy to use, supportive and helpful Reviewed on: 25th April 2025

Very easy to use and often a good rate

5
Very easy to use and often a good rate Reviewed on: 25th April 2025

App is very intuitive and easy to use.

5
App is very intuitive and easy to use. Fantastic interest rates. Reviewed on: 25th April 2025

The regular saver paying 7.5%

5
The regular saver paying 7.5% is fantastic. Easy to use app and good customer service when I have needed to contact them.2% cashback on direct debits too Reviewed on: 25th April 2025

Smart saver

5
Easy to use and get money out. Decent interest rate. Reviewed on: 25th April 2025

So easy to use they keep me updated very pleased...

5
So easy to use they keep me updated very pleased Reviewed on: 25th April 2025

Perfect app in every way.

5
Perfect app in every way. Great rates, easy to navigate and excellent customer service Reviewed on: 25th April 2025

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