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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Savings made simple

Great app and easy to use. Very happy. Reviewed on: 3rd April 2023

Great products and service

Excellent products and services. Easy to save, with rates going up when interest rates rise, not like banks and building societies. Quick and easy app to manage your money. Reviewed on: 3rd April 2023

Great service, great product

Very happy , app easy to use, great savings rates Reviewed on: 3rd April 2023

Great service!

Quick, easy, fuss free service with Zopa. Would recommend. Reviewed on: 3rd April 2023

Easy to use service

Set a smart saver a few months ago, easy to do, easy to navigate. Reviewed on: 3rd April 2023

Super Easy Savings

Completely seamless savings with great rates compared to highstreet banks! Reviewed on: 3rd April 2023

Zopa savings

Super easy to use great rates other banks should take a look! Reviewed on: 3rd April 2023

Excellent bank!

Excellent bank, offering very competitive rates of interest with an easy-to-use app. Could not wish for more. Reviewed on: 3rd April 2023

Brilliant!

I love using Zopa. The individual saving pots are so helpful and they are exactly what I need to see what I am saving for. The app is so easy to use as well Reviewed on: 3rd April 2023

Happy

Pleasant rates and fast customer service Reviewed on: 3rd April 2023

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