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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Amazing!

I really love how simple and user friendly Zopa is! It’s made saving so much simpler and the handy app is incredibly useful. Would recommend to friends and family! Reviewed on: 3rd April 2023

Easy!

Super easy product to use. Very quick set up, no hassle and has been a great place to help me build my savings! Reviewed on: 3rd April 2023

Best app ever

It was the option when I decided to start saving Reviewed on: 3rd April 2023

Great savings and great app

Great savings, app, service and very easy. Reviewed on: 3rd April 2023

Simple clear and easy to use

Good rates of interest, great app, hassle free service. Best I’ve found Reviewed on: 3rd April 2023

Easiest way to save money

I like how simple is to manage my money. I recommend it. Reviewed on: 3rd April 2023

Great rates and so easy to use

Great rates and so easy to use. Can't find a better similar product on the market. Reviewed on: 3rd April 2023

Best way to save money!

I am the worst saver, but with Zopa saving account taking longer to transfer to my account it means I am less likely to dip into my account!! Love it Reviewed on: 3rd April 2023

Best saving app

User friendly, best interests on savings Reviewed on: 3rd April 2023

Perfect savings app

So easy to move money from one pot to another and with a great interest rate Reviewed on: 3rd April 2023

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