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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Best rate ever

Keep updating the interest rate which is fantastic for saver Reviewed on: 3rd April 2023

Great rates

Really easy to navigate. Great rates Reviewed on: 3rd April 2023

Zopa

Easy to set up and easy to know what rates apply to which savings Reviewed on: 3rd April 2023

Easiest app !

So easy and fast to set up and easiest app to manage Reviewed on: 31st March 2023

Great for fast savings

I put any spare money in my zopa account as i can access it anytime i like the interest rates are great so i get my moneys worth and its all free. Reviewed on: 31st March 2023

Easy to use, responsive in interest rate movements

Quick set-up and an easy to use app. Interest rates offered are regularly reviewed. Notice account options allow you to boost interest easily. Reviewed on: 31st March 2023

Absolutely brilliant idea

I joined ZOPA last year, love the different savings pots l can have with a variety of competitive interest rates. The app is easy to use and often get the suggestion of other options - no hard sell. Reviewed on: 31st March 2023

Quick and Slick

Really nice app, really easy to use and navigate, and a great savings rate. I like the instant payments - as soon as I send some money over it's in my savings account in a matter of minutes. Haven't had to speak to customer services so don't know about their service levels, but overall I'm a happy customer. Reviewed on: 31st March 2023

Good app and interest

Good interest, nice app and pots functionality is great Reviewed on: 30th March 2023

Great

Great bank and app very friendly Reviewed on: 30th March 2023

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