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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Savings

Really easy to use and a good rate of interest Reviewed on: 21st March 2023

Best savings account

Great interest rates, easy access and class leader Reviewed on: 21st March 2023

Really convenient

The Zopa app is very convenient. Money that is transferred into the general pot can take around 15 minutes to show up, but then it's easy to move it into different boosted pots. Reviewed on: 21st March 2023

Super Good

Easy to setup, get help, use the app and apply Reviewed on: 20th March 2023

just outstanding best intrest rate on the market

happy as can be easy to use app and the suecrety is safe Reviewed on: 20th March 2023

Excellent service

Very quick and easy to setup an account, to take photos of id, etc required for creating an account, all the time being kept informed via email/text of the progress of my application and within hours able to start adding funds to my account via Open Banking. I was also pleased that the opening of an account required login security settings to be setup as part of the process, something that some of Zopa's rivals failed to do. The app is also easy to use and I would definitely recommend Zopa to others. Reviewed on: 20th March 2023

Very good smart saver

Very good app, very good savings account with a very good interest rate. Happy to use this product. Reviewed on: 19th March 2023

Straight Forward

Easy to understand the app. Like the flexibility of being able to move your money into different pots so you can have a mixture of no notice total easy access and notice pots with higher rates of interest Reviewed on: 19th March 2023

Be A Smart Saver with Zopa!

Easy to apply using your smart phone. Lots of good interest rates available depending how long you want to tie up your money! Reviewed on: 19th March 2023

Good Savings Product

Really competitive interest rates and so easy to set up Reviewed on: 19th March 2023

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