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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

I love it

Seen this on martin lewis site thought I'd give it a go easy to set up app and very informative on other products and I like how you can leave your money in the instant access or if you do decide to go for that bit extra interest it is clearly laid out for you to choose with no pressure I love it. Reviewed on: 17th March 2023

Market-leading, useful and practical app-based savings account

I am very happy (delighted) with my Zopa app-based Smart Saver savings account. The interest rate is market-leading (3.21%). Another great benefit is that any withdrawals are received within minutes. If you withdraw money from savings accounts with many other providers, often you have to wait until the next working day to receive your money (pretty useless & not practical). For example, if you wish to withdraw money on a Saturday, you'd have to wait until Monday to get your cash! It is also much easier to manage your savings using an App (as is the case with Zopa) - rather than having to log in online to withdraw money from a savings account. Obviously logging in online takes longer & you might not have a laptop or computer to hand. Reviewed on: 17th March 2023

excellent product for savers

New account but features flexible options to creates pots with specific purposes and fixed terms. Flexible and innovative. Reviewed on: 17th March 2023

Best easy access saving rate

Best easy access saving rate, love the tiered boosted pots all available in one app. What’s not to like! Reviewed on: 17th March 2023

Simplicity itself.

Very simple to set up and use, very competitive rates. I like the flexibility to move savings into different pots with different interest rates. Very useful if saving for something specific. Reviewed on: 17th March 2023

Great service

Great service thanks will keep on using Reviewed on: 17th March 2023

super easy smart saver

a very quick and simple opening process, all completed in under 5 minutes but well explained for the customer Reviewed on: 17th March 2023

Very user friendly

Brilliant straight forward app. I've already recommended it to a few friends and family members Reviewed on: 17th March 2023

Great service

Would recommend Family are already using it Reviewed on: 17th March 2023

Quick easy banking

I was recommended Zopa by my Husband who's advice was to open a savings account where I can get a good interest return. Easy to use app is a bonus! Reviewed on: 17th March 2023

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Zopa: Smart Saver reviews

89% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Zopa Smart Saver reviews (8149)

Flexible, high interest, easy to use banking app

I love it

Market-leading, useful and practical app-based savings account

excellent product for savers

Best easy access saving rate

Simplicity itself.

Great service

super easy smart saver

Very user friendly

Great service

Quick easy banking

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Credit card

Join Smart Money People

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