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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Simplicity itself.

5
Very simple to set up and use, very competitive rates. I like the flexibility to move savings into different pots with different interest rates. Very useful if saving for something specific. Reviewed on: 17th March 2023
Robert Coleman's avatar
Robert Coleman

Great service

5
Great service thanks will keep on using Reviewed on: 17th March 2023
Ian Camwell's avatar
Ian Camwell

super easy smart saver

5
a very quick and simple opening process, all completed in under 5 minutes but well explained for the customer Reviewed on: 17th March 2023
gerry denham's avatar
gerry denham

Very user friendly

5
Brilliant straight forward app. I've already recommended it to a few friends and family members Reviewed on: 17th March 2023
Kevin Mapes's avatar
Kevin Mapes

Great service

5
Would recommend Family are already using it Reviewed on: 17th March 2023
Joanne Scott's avatar
Joanne Scott

Quick easy banking

5
I was recommended Zopa by my Husband who's advice was to open a savings account where I can get a good interest return. Easy to use app is a bonus! Reviewed on: 17th March 2023
Ayfer Komur's avatar
Ayfer Komur

Switched savings account

3
I switched my savings account to Zopa once I saw their interest rates. I'm now receiving an extra £100 per year by doing absolutely nothing and it was so painless. I'd recommend to my mum which I feel is the ultimate seal of approval haha Reviewed on: 17th March 2023
Thomas Madden's avatar
Thomas Madden

MOBILE APP SMART SAVINGS

5
Easy to open - easy to transfer funds in - almost instant message confirming receipt of funds - easy to understand interest rates between instant access and short term blocked funds. Reviewed on: 17th March 2023
Helen Small's avatar
Helen Small

very user friendly app

5
being able to have multiple easy access saver pots for different things is making saving much easier, and more practical for me. saving has always been difficult for me, but this app really helps Reviewed on: 17th March 2023
emily 's avatar
emily

Easy to open an account

5
Found it very easy and pain free to open a savings account. Account was opened in a matter of minutes and funds transferred reflected in less than 20 min. Reviewed on: 17th March 2023
Shane Mitchell's avatar
Shane Mitchell

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