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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great customer service!!

I have recently opened a Smart saver account, which was very easy to setup, and offers competitive rates of interest. Very good communication via email letting you know that payments have arrived in your savings account. Reviewed on: 17th March 2023

Genius savings product

Really pleased with my Smartsaver a genius idea allows you to save in different access pots with different interest rates. Reviewed on: 17th March 2023

V good customer service

V good customer service. Update their rates pretty often. Reviewed on: 17th March 2023

Good communication

Easy to use app, hood yo be told deposits have arrived safely Reviewed on: 17th March 2023

Quick, easy & convenient

The app is great, totally customer centric, easy to use, great rates and options to boost rates if you want to. It’s brilliant. Reviewed on: 17th March 2023

Flexibility in savings

Zopa gives different options for savings including different notice periods. which is very useful based on the needs we can split the money and keep it safe. Reviewed on: 17th March 2023

Great savings account

Easy to use and transfer money, very accessible, great interest rates. Would definitely recommend to anyone looking for an easy access savings account. Reviewed on: 17th March 2023

Easy to set up and use

I was impressed with the speed of setting up my account and the ease of use. I love that i can have separate savings pots and that I can set whether they are easy access or boosted. Thank you Zopa Reviewed on: 17th March 2023

Easy to use and understand

After doing some research online, I settled on a SuperSaver from Zopa for somewhere to keep my savings. Reviewed on: 17th March 2023

Smart App

Downloaded the app which was easy, good communication making payments to my account, with a good easy access interest rate Reviewed on: 17th March 2023

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