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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Saver

Easy to use and love how you can have individual savings pots Reviewed on: 17th March 2023

Looking good

Well guided. Make me keep to my limits spending…. Reviewed on: 17th March 2023

Excellent app and savings rates

The Zopa app is excellent and the savings rate is really good and having different pots within one account is something that really works for us Reviewed on: 17th March 2023

Great experience!

Easy to use app. Simple to move from elsewhere and very easy to use. Reviewed on: 17th March 2023

Smart and Rewarding

Very easy to st up and the app is super smart! Competitive rates and really easy to understand. Reviewed on: 17th March 2023

Very Competitive Rates

I recently open an account with Zopa having compared their rates with other banks that I was with. In fact, I moved all my money and transferred to Zopa because their rates were too good. One bank was giving me 1.55% while Zopa with same access is 3.21%! Reviewed on: 17th March 2023

Excellent product

So easy to open an account. 5 stars Very competitive Interest Rates. 5 stars Excellent customer service. 5 stars Exactly what a bank should be. Reviewed on: 17th March 2023

So easy!

So often these web sites deter the user. With Zopa I felt confident through the entire process. Feedback was straightforward and immediate. Thanks Zopa. Reviewed on: 17th March 2023

Fantastic service

The process of opening the account was really easy and the communication was fantastic. Reviewed on: 17th March 2023

Excellent

This is my first time using Zopa and I’ve had an excellent experience. The app is so easy and straight forward to use and they offer very competitive interest rates. Would highly recommend. 10/10 Reviewed on: 17th March 2023

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