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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Quick, flexible and easy

I have recently opened a Smart saver account, the whole process was very simple. It’s so easy to transfer money in and I can then decide whether I want to move it into a pot that pays extra interest. Well done Zopa! Reviewed on: 17th March 2023

Fantastic way of saving

What a wonderful product. So easy to use and move money around to benefit access and growth Reviewed on: 17th March 2023

Savings review

Easy to set up, easy to use, great savings rate. What's not to like. I would highly recommend Zopa. Reviewed on: 17th March 2023

Great rates!

Loving the rates offered by Zopa and the ability to create different pots - perfect for managing all my savings! Reviewed on: 17th March 2023

Very happy with zopa

Great company very easy to sign up would recommend Reviewed on: 17th March 2023

Hits the mark for retail savings

Was referred by a friend, took 5 minutes to set up. Did a test deposit and withdrawal to see how it works. Then deposited my savings. To be honest I couldn't believe how easy it was. Well done Zopa! Reviewed on: 17th March 2023

Hassle free, rewarding savings

Easy to set up the account, great interest rates, manage though a simple app. Perfect! Reviewed on: 17th March 2023

Great Rates and so easy t set up

I recently transferred from a competitor and found the whole process to be quick, easy and efficient. Top rates too. Couldn't be more impressed! Reviewed on: 17th March 2023

So easy and cost effective

Such a quick and easy process. Have set up a main pot for a lump sum and plan on opening pots for future events! Reviewed on: 17th March 2023

Best interest rates

Highly recommend, easy to use saving account Reviewed on: 17th March 2023

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