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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

ZOPA Saver- SUPER SAVER

EXTREMELY easy to use. Various interest rates available to suit different savings. Very quick to get going - other banks take months and required all sorts of identifications. The BEST I have come across, and I have examined many. Reviewed on: 17th March 2023

Great interest rate, great app

Zopa currently offers one of the best instant access interest rates, with no restrictions on withdrawals (on "Access" pots). They also give the option to boost the interest rate on part or all of your money by providing different notice periods for withdrawals. Very flexible saving. Reviewed on: 17th March 2023

Easy-to-use app

I was recommended to use Zopa by my family when my own savings account was no longer competitive. The Zopa app is easy to use, intuitive and a great cornerstone for modern banking Reviewed on: 17th March 2023

Saving made simple

The app is a fantastic tool for saving, and the auto-save feature gives me peace of mind that I'll continue to meet my saving goals! Reviewed on: 17th March 2023

Quick, flexible and easy

I have recently opened a Smart saver account, the whole process was very simple. It’s so easy to transfer money in and I can then decide whether I want to move it into a pot that pays extra interest. Well done Zopa! Reviewed on: 17th March 2023

Fantastic way of saving

What a wonderful product. So easy to use and move money around to benefit access and growth Reviewed on: 17th March 2023

Savings review

Easy to set up, easy to use, great savings rate. What's not to like. I would highly recommend Zopa. Reviewed on: 17th March 2023

Great rates!

Loving the rates offered by Zopa and the ability to create different pots - perfect for managing all my savings! Reviewed on: 17th March 2023

Very happy with zopa

Great company very easy to sign up would recommend Reviewed on: 17th March 2023

Hits the mark for retail savings

Was referred by a friend, took 5 minutes to set up. Did a test deposit and withdrawal to see how it works. Then deposited my savings. To be honest I couldn't believe how easy it was. Well done Zopa! Reviewed on: 17th March 2023

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