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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great Experience

The savings account is so easy to set up and at an amazing rate. I love the flexibility the account provides and the brilliant boost feature. Reviewed on: 17th March 2023

Easy to use

Easy to deposit no fuss. Decent interest Reviewed on: 17th March 2023

5 Star Product

The account was so easy to set up, the app is extremely user friendly and the interest rates are amongst the best in the market. Would definitely recommend. Reviewed on: 17th March 2023

Brilliant company

Opened a saving account online. Download the app so easy to set up & move money. Well done Reviewed on: 17th March 2023

Great product, easy to manage

It was easy to open the smart saver account on the app, and I love the boosted pots, such a brilliant idea. Reviewed on: 17th March 2023

Easy Access Savings

Good Rate and simple set up. I also like that you can have individual savings pots. Reviewed on: 17th March 2023

Great savings account

Great intrest rate and easy to use Reviewed on: 17th March 2023

Easy to use with great interest rates

An easy to setup and use app for instant access savings at a great rate. Reviewed on: 17th March 2023

Fabulous!

Easy app to set up & great savings rates! Reviewed on: 17th March 2023

saving pots

The Zopa app was soo easy to set up & to be verified with no waiting for codes to come through the post so I could start saving immediately, especially when the interest rates were the best on the market. Loved the choice of different saving pots & the ease of moving from one to another. Would highly recommend to all age groups especially mine of the over sixties. Reviewed on: 17th March 2023

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