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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Easy savings with good interest rates

5
I recently set up accounts with Zopa. The app is very easy to use with lots of information and chat service if needed. Reviewed on: 17th March 2023

Choice, flexibility and great rates

5
I came across Zopa after reading about them on comparison websites and their saving rates appealed to me. However the app does so much more, allowing me to create different pots for each of my goals - it is really encouraging me to keep going so I can do what I want to in life. Reviewed on: 17th March 2023

Great! 10/10

5
Awesome app, product, support and saving rates. Best out there on the market Reviewed on: 17th March 2023

Easy to use

5
Very good savings rate, banking app is a work of art ,highly recommended Reviewed on: 17th March 2023

Great Experience

5
The savings account is so easy to set up and at an amazing rate. I love the flexibility the account provides and the brilliant boost feature. Reviewed on: 17th March 2023

Easy to use

5
Easy to deposit no fuss. Decent interest Reviewed on: 17th March 2023

5 Star Product

5
The account was so easy to set up, the app is extremely user friendly and the interest rates are amongst the best in the market. Would definitely recommend. Reviewed on: 17th March 2023

Brilliant company

5
Opened a saving account online. Download the app so easy to set up & move money. Well done Reviewed on: 17th March 2023

Great product, easy to manage

5
It was easy to open the smart saver account on the app, and I love the boosted pots, such a brilliant idea. Reviewed on: 17th March 2023

Easy Access Savings

5
Good Rate and simple set up. I also like that you can have individual savings pots. Reviewed on: 17th March 2023

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